forecastly — Cash flow forecasting for solopreneurs

1. INTRODUCTION These terms govern your use of forecastly.me, a cashflow forecasting software service ("the Service") operated by ProfitMIND Ltd (registered in England & Wales). By creating an account or paying for access, you agree to these terms. If you do not agree, please do not use the Service. 2. WHO WE ARE Legal entity: ProfitMIND Ltd Trading as: forecastly.me Postal address: 4 Cranes Farm Road, Basildon, Essex SS14 3JJ, United Kingdom Email: hello@profitmind.co.uk 3. ELIGIBILITY You must be at least 18 years old and have authority to enter into this agreement on behalf of yourself or your business. 4. THE SERVICE forecastly.me helps small business owners and solopreneurs build a 12-month cashflow forecast, log monthly actuals against that forecast, and receive AI-generated narrative insights. The Service is provided "as is" — it is a planning aid, not a substitute for professional accounting, tax or legal advice. The forecast you build is based on the numbers YOU enter; the accuracy of your forecast depends on the accuracy of your inputs. 5. ACCOUNT & SECURITY You are responsible for keeping your password secure. Do not share your account with others. If you believe your account has been compromised, email hello@profitmind.co.uk immediately and we will help you secure it. 6. PRICING & PAYMENT The Service is offered in two pricing tiers: • One-off: a single payment for lifetime access to the core forecasting feature. • Subscription: a setup fee plus a recurring monthly or annual fee for ongoing access to actuals tracking, AI insights, and product updates. Current prices are shown on the pricing page at the time of purchase. Payments are processed by Stripe. By starting a subscription you authorise Stripe to charge your saved payment method on each renewal date. You can cancel your subscription at any time from inside the app or via the Stripe customer portal. Cancellation takes effect at the end of your current billing period — we do not pro-rate or refund partial months unless required by consumer law. 7. ACCEPTABLE USE You agree not to: • Resell, sublicense or share access to the Service with anyone outside your business. • Attempt to gain unauthorised access to other users' data or to our infrastructure. • Use the Service to send spam, malware or anything illegal. • Use automated tools to scrape, copy or reverse-engineer the Service beyond what is permitted under UK law. We may suspend or terminate your account, without refund, if you breach these terms. 8. AI-GENERATED INSIGHTS The "Forecast Story", goal action plans, variance insights and Big Decision framing are generated by a large language model. We curate the prompts and inject only your numbers + your goals, but the model output is non-deterministic and may contain mistakes. Always sense-check AI output before acting on it. We accept no liability for business decisions taken solely on the basis of AI-generated text. 9. INTELLECTUAL PROPERTY The Service, its design, copy and underlying code remain the property of ProfitMIND Ltd. You retain ownership of the business data and content you enter — your forecast, your actuals, your goals are yours. You grant us a limited licence to process this data only to run the Service for you. 10. LIMITATION OF LIABILITY To the maximum extent permitted by law, ProfitMIND Ltd will not be liable for any indirect, consequential or special losses arising from your use of the Service, including but not limited to loss of profit, loss of revenue or loss of business opportunity. Our total liability to you, for any direct loss, in any twelve-month period, is limited to the amount you paid us for the Service in that period. Nothing in these terms excludes our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot lawfully be excluded. 11. SERVICE AVAILABILITY We aim for high availability but do not guarantee uninterrupted service. We may take the Service offline for maintenance, security or product changes with reasonable notice where practical. We are not liable for downtime caused by third-party providers (Stripe, MailerLite, Resend, MongoDB Atlas, Anthropic, Emergent). 12. ACCOUNT DELETION You can delete your account at any time from your account settings. This is irreversible: we will permanently wipe your forecast, actuals, goals and account profile, cancel any active subscription, and remove your email from our MailerLite list. Tax records (payments only) are retained for 6 years as required by HMRC. 13. CHANGES TO THESE TERMS We may update these terms occasionally. Material changes will be emailed to active customers at least 14 days in advance. The current version is always available at the URL where you first read these. 14. GOVERNING LAW These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales. 15. CONTACT For any question about these terms — including refunds, complaints or anything that didn't sit right — email hello@profitmind.co.uk. We aim to reply within 2 working days.

Terms of Use